Terms & Policies

General Site & Invoice Policies

Terms Of Use

Disclaimer

Privacy Policy

Invoice Terms

Terms of Use

Revision date: 09/01/2019

This website Insurance Accounting Consultant Services (IACS) and its content are owned by IACS and as such Wilene McIntyre. The term “you” refers to users, visitors or viewers of this website.

Please read these Terms of Use (“terms”) carefully. We reserve the right to change these terms at any time without notice. By using this website, you are agreeing to the Terms, even if you have not read them. If you do not agree to these terms, please stop using this website.

Intellectual Property

The Insurance Accounting Consultant Services logo, the term “Insurance Accounting Consultant Services” and all other IACS trademarks are the intellectual property of the IACS and its affiliates and subsidiaries. Intellectual property rights of third parties may apply where noted. Except where otherwise indicated, all materials on this site including but not limited to graphics, text, software, audio, video, and files, are the property of IACS and are protected by copyright or other intellectual property laws.

IACS reserves all rights to its intellectual property. You may print out a single copy of pages on this site for your personal, non-commercial use provided that all copyright, trademark or other notices are retained. ALL OTHER USES ARE PROHIBITED.

You are not authorized to use any portion of this site or any other IACS intellectual property on any other site, in the meta-tags of any other site or in any other materials. You may not duplicate, distribute, display, perform, create derivative works, or otherwise use any of this site’s content or frame this site within any other site.

You may link back to any blog posts or articles on this website that are publicly available. However, you should give credit by providing a hyperlink back to this website. Requests to use this content should be submitted through the contact form. Due to the nature of the internet, links on this website may have changed. We make no representations to the accuracy of links or sites shared.

User-Generated Content

Any user-generated content on this website will be publicly available to other users. This may be through blog comments or social media posts. By posting or submitting any material to this site, you are warranting that you are the owner of such materials and you are at least 18 years old.

By submitting any content or materials to me and/or this website, you agree to give me an unlimited license so that this content can be shared on this website. This includes your permission that the content you submit may be a part of the current or future existence of my website. You are granting the right to be identified as the author of any of your contributions.

I reserve the right to remove any content that I determine to be unlawful, inappropriate, offensive or otherwise objectionable or in violation of any party’s intellectual property or these terms.

Links to Other Sites

This website may contain links to third-party websites that I do not own or control. Once you leave this site or are redirected to a third-party website or application, you are no longer governed by these terms or privacy policy.

I have no control over and assume no responsibility for any third-party web sites or services. I shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or relating to the use of or reliance on any such content, goods or services available on or through any such web sites or services.

Limited Liability

By using and accessing this website, you agree to indemnify and hold harmless IACS and Northwest Web Works, as well as any related parties, from and against all claims related to this website or its content. I will not be responsible or liable in any way for your use of the information or materials provided on this website. I assume no liability for any injuries, damages or other losses allegedly related to your use or access to this website. If you use this website, I assume no responsibility. I will not be liable to any party for any type of direct, indirect, special, incidental, equitable and/or consequential damages for your use, reliance, actions or failures to act related to the information on this website.

Governing Law

These terms are governed in accordance with the laws of Washington and the United States.

Your Conduct

By using and accessing this website, you agree that you are solely responsible for your electronic communications. You agree to provide honest and accurate information and that you are authorized to make any purchases you may make. You agree to only use this website for lawful purposes and you agree to not act fraudulently, unlawfully or otherwise inappropriately.

If you engage in any purchases from this website, you agree and acknowledge that personal payment information is being transmitted. I use outside vendors such as Square to sell products and services and process payments. You acknowledge that these outside vendors may have access to your name, address and payment information.  I do not personally have access to nor do I store any information. I have chosen vendors carefully and attempt to only use secure transmissions. However, I will not be liable or responsible for any data breaches that result in any loss, damage or other injuries when dealing with one of these vendors. These vendors may have their own privacy and data collection practices that differ from mine. For more information, visit that vendor’s website to learn more.

Termination

I reserve the right in my sole discretion to refuse or terminate your access to this website, in full or in part, at any time without notice. I also reserve the right to remove undesirable comments or shares on my blog and social media channels.

Questions and Contact Information

If you have any questions about these terms, please contact us. 

Disclaimer

Revision date: 09/01/2019

Please read this disclaimer carefully. We reserve the right to change this disclaimer on the website at any time without notice, and by using the website, you are agreeing to the disclaimer as it appears, even if you have not read it. If you do not agree with this disclaimer, stop using this website.

To the fullest extent permitted by law, we expressly exclude any liability for any direct, indirect or consequential loss or damage incurred by you or others relating to this website, including but not limited to liability for any delays, injuries, harm, losses, damages, loss of business, loss of profits or any other loss or damage of any kind, caused by negligence, breach of contract, or otherwise, even if foreseeable. By accessing and using this website, you agree that we are not liable or responsible for your business or personal results or any other result of any kind that you may have because of information presented to you through our website. You are solely responsible for your results.

From time to time some of the links that we post will be considered ‘Affiliate Links’. If you make a purchase or begin service with a site after following these links, we may make some profit. This will be stated on the page or post that contains these links. The affiliate links on this site will add no extra cost to you or the product should you choose to make a purchase.

I make no warranties, either expressed or implied, regarding this website. To the fullest extent permitted by law, we disclaim all warranties.

 

Privacy Policy

Revision date: 09/01/2019

IACS has created this privacy statement to demonstrate our firm commitment to privacy. The following discloses the information gathering and dissemination practices for this Web site.

Information Automatically Logged

We use your IP address to help diagnose problems with our server and to administer our website. We use this information for no other reason. We also collect generic data about visitors to the site, including the device type. We do this through Google Analytics. We collect this data to help us better our site, and to provide the most relevant content to the guest of the site.

Security

This site has security measures in place to protect the loss, misuse, and alteration of the information under our control. We use strong SSL encryption to ensure your privacy.

Third Parties

Invoices paid online will only store the relevant details so we can process your payment, and we handle no credit card or other private data. That information remains with Square for the purposes of the transaction. NO OTHER OUTSIDE PERSONS MAY VIEW YOUR PERSONAL INFORMATION SUCH BILLING INFORMATION, ETC.

Contacting the Website

If you have any questions about this privacy statement, the practices of this site, or your dealings with this website, you can contact us by phone at (253) 313-5669.

 

 

Invoice Terms

 

Revision Date: 09/01/2019

 

Our Service Guarantee

 Our client satisfaction is extremely important to us. As such we give our clients 10 days to ensure everything is correct after complete payment of the invoice. If something is found, we can work with you to get it fixed. Please notify us either by phone or email. This guarantee only covers the original scope of work. Refunds, replacements, and changes will be complete at the sole discretion of IACS.

 

Late Payment Policy

 All invoices are due fully upon service completion or due date, with a 10-day grace period. Invoice payments not received by the end of the grace period will have a $25 service fee added to the bill. For late invoices, 10% of the outstanding balance will be added per each 30-days beyond the completion date. In addition, future service may be suspended. 

Invoices due by a specific date before work commences (eg. Initial Contract and monthly service will be on auto withdraw from your bank account or credit card as previously arranged) have no grace period as they are sent in advance of the due date. Service will be suspended the day after it is due and will have a service fee of $25.00 applied. The invoice must be paid in full with the service fee to resume services.

 

6565 Kimball Drive, Suite 103, Gig Harbor, WA 98335 | P. (253) 313-5669 | Office Hours: Mon-Thur 9:00am-5:00pm PST |
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